Fixing Your Credit 2021

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Are you wondering how to fix your credit?

No one can legally remove negative information from your credit report if it's accurate and current. But there are steps you can take to fix errors and improve your credit.

Maybe you've heard about credit repair companies and are wondering if they can help? Be careful: many are scams. Here's what you need to know about how to fix your credit.

Credit Report

Your Credit Report has information about:

• whether you pay your bills on time
• what loans and credit cards you have, and what you owe on them
• whether you've been sued or arrested or have filed for bankruptcy.

The more positive information you have in your credit report, the better your credit will be.

What happen if there's negative information in my credit report?

Credit bureaus sell the information in your credit report to creditors,insurers, employers, and other businesses that use it to make decisions about you. If there's a lot of negative information in your report, you have trouble getting a loan, or might have to pay more in interest. You also could be turned down for a job,insurance,or some service.